I called Wells Fargo to cancel our banking accounts. The nice woman asked why. I said we get better rates with a credit union. She asked if I would like to speak with someone about the possibility of a competitive rate from the bank.
I said no, 'cause the best banks are still institutions to exploit folks, but I realized that if I was a serious capitalist, I would call everyone I had an account with and threaten to close it, just to see if I would get a better deal.